In today's society, Seniors are unfortunately at the mercy of scams artists in a way worse than ever. Many times, the scam artist criminals take advantage of Seniors because most Seniors are unwilling or hesitant to report to police or family members that they made a bad investment as they feel it will be taken as a loss of their ability to independently handle their personal and/or financial affairs. Other times, Seniors may not even realize they have been scammed.
To help protect yourself and your loved one, get familiar with these typical scams:
1. Guarantee of Miracle Cures Scams
Seniors experience more medical problems/conditions as they age. Many scams involve quick cures, or complete relief products that truly have no positive effects. Don't believe the "MIRACULOUS, FEEL BETTER" products will benefit you.
2. Investment Scams
Some seniors desire to add more to their financial legacy for their children or grandchildren as they age. This is certainly their prerogative. However, do not fall for investment opportunities that promise immediate and high returns. Many times, the scam artist will provide you stories of other Seniors whose family benefited from high investment returns and the story could not have been better written if it had been in a fairy tale. These are almost always falsehoods. Contact the Better Business Bureau in your area to check into any investment company you work with to ensure they are a valid and licensed agency.
3. Telemarketing Scams
Do not accept telemarketing calls. The scam artists on the other end of the line will try to promise you the world and then take a "small contribution" from Seniors by attaining their banking information. Do not be surprised if the account is wiped out and shows a balance of $0.00 by the end of the next business day. These people could be calling you from a pay phone or a location in which they leave after one day of scamming. This makes it almost impossible for police to trace and prosecute the scam artists.
4. Health Insurance and Prescription Drug Scams
Do not give out your insurance information to anyone besides the staff of those at your personal physician offices. Many scam artists will offer to provide you medical equipment, prescriptions, special tests, etc. All they need is your insurance information as they promise to bill it for you and that it will be covered in your policy without any charge to you. One month later, you are billed for out of pocket expenses to that scam artist because they lied about your coverage. Only trust your HEALTHCARE representative, or call your insurance company to verify coverage.
Take precautions to better protect yourself and your loved ones from the evils of scam artists. If you have any questions about how to contact the Better Business Bureau in your area, feel free to call SEI Healthcare and we will be happy to assist you. We strive to ensure our Senior clients are protected at all times by training our compassionate caregivers to watch out for the above scenarios. Our goal is to provide the highest quality homecare in Tennessee and Arkansas to allow Seniors the opportunity to safely maintain their independence in the privacy and comforts of their own homes with the assistance they may need from our caregivers in personal care, homemaking, meal preparation, medication reminders, etc.
More and more caregivers are finding they make huge sacrifices both emotionally and professionally when tending their aging or sickly family.
*An astounding 86 % of those tending their sick or aging relatives report they have been forced to take leave, reduce the needed hours in their work week, or resign from their jobs according to the survey by Caring.com.
*Close to one-third of those surveyed spend over 30 hours per week attending the needs of their loved ones.
*Over three-quarters recognized their worries regarding their financial stability due to a loss of personal savings.
*One in four caregivers say they are depressed.
*Of those surveyed, more than half were caring for a parent and 36 % were caring for a spouse.
*High blood pressure, insomnia and/or stress are affecting more than one-third of the caregivers surveyed.
SEI Healthcare recognizes the stress that families experience in caring for their sick or aging loved ones. The Tennessee based non-medical homecare company provides necessary care to its clients to allow them to remain in their homes while being cared for by qualified, compassionate caregivers. This allows family members to continue with their professions without losing work hours or their salaries. Also, it decreases the stress which is inherent when caring for sick or aging. While the caregivers are at work or taking respite time just for themselves, SEI Healthcare homecare professionals are providing personal care, cooking and assisting with feeding, reminding the care recipients to take their medications, cleaning the home, etc. all the while developing a comaraderie with the care recipient.
This senior homecare company offers its non-medical services in TN, GA, MS and AR. To help all who need daily living activity assistance, SEI Healthcare complies with State and Federal programs to offer care for those who can’t afford it independently. The Veterans of the United States can choose SEI Healthcare as their homecare provider, also. SEI Healthcare accepts long term care insurance and private payments. If anyone needs assistance to sign up for programs for which they may qualify, they may simply email firstname.lastname@example.org, or call Sittters Etc. at 1.877.401.5858. , or call
Exercising the Brain
Maintaining healthy brain function is a goal everyone should establish. The brain is an extraordinary work of art and houses over a hundred billion nerve cells which all communicate with one another. These billions of cells need to stay active as we age, or else they will retire right along with us when we hit 65!
Form these mental pictures in your mind to help understand this concept.
A) A Fortune 500 CEO retires early in life only to find himself bored each day. While he once spent endless hours brainstorming new ideas to expand his business, he now sits by the pool soaking up the sun and RELAXING. Mr. CEO's once ACTIVE BRAIN is now set on cruise control to destination NO THOUGHTS. Inactivity has slowed his brain cell functions because there is no focus anymore.
B) Miss Eileen has retired from teaching High School English/Literature for 35 years. She was dubbed The Terminator because she demanded from her students their very best and then some. Involved discussions of selected novels and heated debates of how to form the perfect thought on paper would spike brain cell function daily. Once The Terminator retired to a lovely life of weeding the garden and sitting on the front porch sipping some sweet tea, she found herself forgetting simple things, such as what day of the week it was or if what she ate the day before. Those brain cells were not spiking as they had before.
Loss of brain function can lead to dementia, or even Alzheimers. It is very important that as we age we continue to exercise our brains.
SEI Healthcare a non-medical homecare company, trains our caregivers to help monitor our clients for signs of dementia. However, our goal is to encourage our clients to exercise their brains. Many of our caregivers with SEI Healthcare work with our senior clients on a daily basis to maintain brain function. Some of the simple things our caregivers do with some of our immobile senior clients are working crossword puzzles together, playing card games or Scrabble, asking about family members and their activities together through the previous years. You don't have to be able to walk to keep the brain active. For our mobile and active clients, our SEI Healthcare caregivers may do things to keep their clients brains active by transporting them to weekly bridge games where they stay active with their friends, scheduling weekly appointments and activities together, following recipes, etc. Remember to encourage yourself or your parents to exercise our brains!